November 25, 2007

  • MONEY

    I got an email about this Chinese proverb today:

    With money, I can buy a house but not a home.
    With money, I can buy a watch but not more time.
    With money, I can buy a bed but not good sleep.
    With money, I can buy a book but not knowledge.
    With money, I can go to the doctor's but not good health.
    With money, I can buy a status but not respect.
    With money, I can buy blood but not life.
    With money, I can buy a body but not love.

    People always talk about having a lot of money, nobody ever talks about having financial independence.  The way I see it, you don't need a whole lot of money to become financially independent.  I work hard to achieve financial independence; I don't work hard to make a lot of money.  Financial independence can buy you things that money cannot buy. 

November 24, 2007

  • Oh my, I need a vacation.

    This is the time when you should live vicariously through me.  I have so much to write but so little time.  Spent Thanksgiving with Ryan and friends in Los Angeles.  Drove back up to Sac last night then was in San Jose all day today.  Just got back to Sac. about an hour ago.  In the office now, heading out to dinner with friends soon.  

    Counting down until December 1st...when I fly out to DC to join my cousin Nam...then we head out to the Caribbeans for a 7-day cruise.  WOOT! 

    Thanks Ryan for an awesome dinner and a great time!  All you other folks, HI, I MISS YOU!!

     

     

November 23, 2007

  • Scrooge

    I am so not in the holiday mood.  For as long as I could remember, I'd made my own Christmas cards but last year I bought them and now this year I'm just emailing/texting Christmas cards.  Before I'd spend HOURS researching possible presents, Black Friday shopping routes, and checking my gifts list twice...yeah all those people are getting gift cards/cash this year.  And as for seeing/calling EVERYONE this year...oh boy, take a number.  It's not that I don't enjoy the holidays anymore; it's just been a very crazy year and I'm kind of tired of the crazy lines at the mall.  Besides, aren't I nice to y'all everyday of the year anyway...why do I have to wait until the holidays to make you feel extra special?  So there. 

    Happy holidays.

November 22, 2007

  • HAPPY BIRTHDAY, DIANE!!!

    Happy birthday, Diane!  I'm so thankful to have such a vibrant, smart, and gorgeous cousin such as yourself.  Not to mention, an awesome best friend! 

    Oh yeah, and Happy Turkey Day everyone!

  • Sneaky Fees

    *edit*  The bank gave me back my $4.00. 

    I got charged $4 for two phone calls to the bank's 1-800 number.  Excuse me, but if they hadn't screwed up, I wouldn't have had to call them.  So why the freak are they charging me $4 to fix their screw ups?!  Bastards.  I sent them an email and demanded they credit my account for $4.00. 

November 19, 2007

November 15, 2007

November 14, 2007

  • Words Unspoken

    I want to speak but I stay quiet. 
    I need to think but I silence thoughts. 
    I want to do things but I tie my own hands.
    I need to take action but I hide and procastinate. 
    Sometimes words are just words. 
    Words go in one ear and out the other. 
    Actions sometimes deceive you. 
    I may care, but I won't not tell you or show you.
    I won't leave myself vulnerable.
    I won't leave myself at the mercy of your response.

     

November 9, 2007

  • A Bright Idea

    I've always been fascinated with lighthouses, which came naturally since I love water and oceanic scenery.  The flickering lights in the distances that you could see from miles away...the ones that used to guide sailors across the oceans, from sea to shining sea.  They're architecturally appealing and perfectly secluded.  Weatherwise, it's not that great unless you have a house on a tropical island or in a place that's got relatively calm wind.  Anyhow, how about instead of buying a regular house, why not buy a lighthouse?     How cool would that be?!  Would you come visit me in my little retreat on the edge of the cliff, so close to the flustering winds and storms....yet have the MOST AMAZING view when the sky is clear?  Hmm...what a nice thought. 

    Ok, back to work.  No more daydreaming!


    For the Golden Years, a Bright Idea

    Sponsored by
    by Jim McTague
    Friday, November 9, 2007
    provided by

    "For how would you like to be shut up for a whole month at a time,
    and possibly more in stormy weather, upon a rock the size of a tennis
    lawn...; and to have no letters or newspapers, and to see nobody...; to
    see the same dreary waves breaking week after week, and then a dreadful
    storm coming, and the windows covered with spray, and birds dashed
    against the lamp, and the whole place rocking, and not be able to put
    your nose out of doors for fear of being swept into the sea? How would
    you like that?"

    -- To the Lighthouse, by Virginia Woolf

    TURNS OUT, VIRGINIA, THERE ARE PLENTY
    of people who would like it. They've been snapping up offshore
    lighthouses from the federal government, which has dozens for sale for
    as little as $30,000, and turning the neglected 19th-century structures
    into luxurious cottages for weekend getaways, business meetings and
    retirement recreation.

    Lonely as the life of a lighthouse keeper
    might seem, the new occupants can't get enough time on their remote
    islands. Scott Holman, an experienced underwater explorer who owns and
    operates two major foundries in Freeland, Mich., uses his Granite Rocks lighthouse, 12 miles offshore in Lake Superior, for corporate board meetings when he's not weekending there.

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    "It's a great retreat," says Holman, who
    was one of the first private citizens to buy a lighthouse. There's no
    fear of a director wandering far from deliberations for a round of
    golf: Holman's refurbished lighthouse sits on two and a half acres of
    granite. And the weather on the temperamental Lake Superior can be
    unpredictable. Granite Island is famous for its fog. The lake itself
    hosts storms that best anything on the saltwater oceans. On Jan. 18,
    2003, Holman's weather gauges record winds of 143 miles per hour.

    Dan
    Billingsley, an engineer and accomplished ocean sailor from Annapolis,
    Md., partnered with his brother-in-law to buy the 1,100-square-foot,
    cast-iron "sparkplug" lighthouse atop a concrete- and iron-encased
    cement piling in the Chesapeake Bay at Hampton Roads, Va., for $31,000.
    They are spending weekends and $100,000 in materials to restore the
    Newport News Middleground Lighthouse's exterior and turn the interior
    into a vacation home. The partners have been working for two summers
    now, aided by family volunteers. They expect their work to be finished
    in another eight months.

    "It's been a lot of fun," says
    Billingsley, 58, whose wife also is an engineer and whose two sons are
    engineering students. One recent treat was watching sailboat races from
    the lighthouse's deck, 15 feet above the water. It was like watching a
    horse race from a seat at the inside rail.

    [alone]
    The
    Delaware Bay Light sold for $200,000. Dozens of lighthouses are being
    auctioned off after satellite technology and solar-powered buoys made
    them obsolete.

    THE LIGHTHOUSES WERE OWNED by the U.S. Coast Guard,
    which no longer needs most of them. New technologies like
    global-positioning satellites and signal-buoys powered by solar cells
    have rendered most of the 300 Coast Guard lighthouses obsolete (though
    at some, the new owners work with the Coast Guard to keep the lights
    burning).

    Sales are handled by the General Services Administration, which advertises the properties and accepts bids online (go to www.cr.nps.gov/maritime and www.auctionrp.com/auctions2).
    Thirty-seven lighthouses have been transferred to the GSA since 2006,
    some for as much as $250,000, and another 51 are being transferred for
    sale.

    Historical societies and municipalities generally get first
    crack at the most desirable lighthouses -- those on the edge of the
    shore -- but there are still plenty for the public to pick from, and
    some states, like Virginia and Maryland, offer decent tax breaks.

    Robert Trapani Jr., executive director of the American Lighthouse Foundation
    says the lighthouses are fairly spacious, most with four floors. Buyers
    should be careful to check out the foundations of cement surrounded by
    cast iron, which is often 30 feet into the water and seabed. Ice flows
    can damage the structures, "so stability is an issue," he says. Ralph
    Conner, who runs the sales for the GSA, says most serious bidders visit
    the lighthouses with a structural engineer in tow.

    Holman, an
    engineer whose companies make parts for offshore oil rigs, paid $86,000
    for his lighthouse. He ferried contractors to and from the island
    hundreds of times for the extensive renovation project, which ran to
    six-figures. He had roofers install zinc shingles that replicated the
    asbestos-shingle look of the original and completely gutted the
    interior plaster walls, which had been ruined by rainwater, and
    replaced them with sheetrock.

    He rewired the house and installed
    solar panels and wind generators for power. He had the old wood floors
    refinished, installed new kitchen cabinets and appliances, and had masons repair the island's 400 steps and walkways.

    [lightonedge]
    This
    old light, 12 miles offshore in lake Superior, on Granite Island, is
    now the weekend retreat of businessman Scott Holman.

    Because it was so difficult to land a boat by the rocks,
    Holman ordered a 22-foot Zodiac, a type of boat that has a hard bottom
    and inflatable sides. He logged 3,000 miles on it in less than three
    months, but the boat wasn't always up to the job. Once, he says,
    Superior's rough waves partially split the craft on a return trip; the
    operator managed to make it ashore only after using wire to tie the
    sides of the boat together. The manufacturer eventually replaced that
    boat and, in the meantime, Holman bought a 30-foot Zodiac with a cabin
    to complete the work.

    Billingsley has had his share of daunting
    experiences, too. He said it took several weeks to clean his lighthouse
    of bird droppings, feathers, eggs, and nesting materials. He installed
    a hoist to lift a 750-pound diesel generator and other equipment into
    place (and rebuilt it when it burned out), and put in such niceties as
    a $2,000 marine toilet.

    So what in the end does a lighthouse
    owner really get? "It looked like a unique summer cottage," Billingsley
    says. "But it's more like a giant tree fort."

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